Investing Resources


 

Investor.gov :

 

Brought to you by the SEC’s Office of Investor Education and Advocacy, Investor.gov is your online resource to help you make sound investment decisions and avoid fraud.  Please take a minute to view our video below to see how Investor.gov can help you.

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Affinity Fraud – Scams Targeting the Faithful : 

 

Affinity fraud is an investment scam that preys upon members of identifiable groups, which can include social, ethnic, religious, political or professional associations. The problem with affinity fraud is that people may let their guards down when offered an investment opportunity by a fellow member of a church or social club or someone they know. The D.C. Department of Insurance, Securities and Banking, known as DISB, warns consumers about affinity fraud and encourages you to properly research any investment opportunity.

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Questions and Answers on Investing or Securities Professionals :

 

There are many good sources of information about investing.  Visit our consumer education and resources page and scroll down to “Investments.” You can also request copies of the most popular brochures. Contact the department’s Office of Communications at disb@dc.gov or call (202) 727-8000.  In addition, there is a great deal of information in the business section of the D.C. Public Library.

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Investor Alert: Marijuana Stock Scams :

 

The Financial Industry Regulatory Authority, known as FINRA, cautioned investors about potential scams related to marijuana stock. Medical marijuana is legal in the District and almost 20 states. As activity increases in this sector, so have investment scams. Pitches for marijuana stocks may arrive in a variety of ways –fax, email or text messages, webinars, infomercials, tweets or blog posts.

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Investor Bill of Rights  [PDF] :

 

“When You Invest, You Have the Right to…”‘

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Investor Education Booklets :

 

The Department of Insurance, Securities and Banking (DISB) has partnered with the District of Columbia Public Library, the American Library Association (ALA), the Investor Protection Trust (IPT) and the editors of Kiplinger’s Personal Finance magazine to provide a consumer education program targeting adults on the basics of investing at libraries throughout the District of Columbia.

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Know Who You Are Doing Business With :

 

Scammers are using false D.C. addresses, phone numbers and government agency names
People have contacted the D.C. Department of Insurance, Securities and Banking, known as DISB, with questions about the validity of certain loan offers, investments and entrepreneurial enterprises from purported official D.C. or federal agencies. DISB warns you to watch out for scammers trying to appear credible by faking a physical presence in the District of Columbia. Some use a name that implies a governmental affiliation such as the Federal Deposit Insurance Corporation, commonly referred to as the FDIC, when they have no relationship to the governmental institution.

 

SEC and NASAA Investor Bulletin: Making Sense of Financial Professional Titles :

 

 

The Securities and Exchange Commission’s (SEC) Office of Investor Education and Advocacy and the North American Securities Administrators Association (NASAA) are jointly issuing this Investor Bulletin to help investors better understand the titles used by financial professionals. The requirements for obtaining and using these titles vary widely, from rigorous to nothing at all.  To use certain titles, a financial professional may need to pass exams, meet ethical standards, have relevant work experience, and undertake continuing education.  Other titles, however, may be obtained with little time, effort, and experience. 

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SEC Investor Alert: Beware of Pyramid Schemes Posing as Multi-Level Marketing Programs :

 

The SEC’s Office of Investor Education and Advocacy is issuing this Investor Alert to warn individual investors about pyramid schemes, a type of investment scam that fraudsters often pitch as a legitimate business opportunity in the form of multi-level marketing programs.

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SEC Investor Bulletin: The ABCs of Credit Ratings [PDF] :

 

The SEC’s Office of Investor Education and Advocacy and
Office of Credit Ratings are issuing this Investor Bulletin to
educate investors about credit ratings.

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Things to Know About Energy Investments :

 

With energy demands and a desire for energy independence increasing globally, investments in traditional and alternative energy resources are being promoted more often and are becoming attractive to more investors. Some examples include: wind turbines, solar panels, biodiesel, ethanol, coal, oil, gas, hydrogen, wave, geothermal, oil sands, and liquefied natural gas. Many of these investments are highly risky and are usually not appropriate for all investors. It is not unusual for unscrupulous promoters to follow the headlines and take advantage of unsuspecting investors by engaging in fraudulent practices. Promoters sometimes prey on investors interested in socially responsible products by labeling them as “green energy” investment opportunities. The phrase “green energy” implies that the products are ecologically friendly when in fact the promoters may be operating a fraudulent shell company and not producing anything.

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